Chapter 13 bankruptcy can be a way for people in Kentucky who are drowning in debt to obtain protection that can save their home and their car while they work to regain financial stability. This kind of bankruptcy can be a good choice for people who have too high of...
Year: 2017
Why some Americans are more likely to be in debt
Kentucky ranks eighth on a top 10 list that isn't a cause for celebration for the state's residents. It's a list of the 10 states with the most residents who have debt in collection. Forty percent of Kentucky's residents have overdue debt, which is more than the...
Impaired driving accident facts and statistics
Kentucky residents may find some of the statistics outlined by President Donald J. Trump in a recent proclamation to be surprising. In his proclamation, President Trump declared December 2017 as National Impaired Driving Prevention Month. The announcement included...
You can improve your credit score after bankruptcy
Dealing with any kind of debt can feel overwhelming. You may feel like many other Kentucky residents who believe that accruing debt is best left avoided. Unfortunately, not everyone can avoid accumulating outstanding balances due to a number of circumstances, and you...
Disclosure of all cash vital in Chapter 7 bankruptcy filing
Debtors looking for a fresh start in Kentucky often have the option of filing for bankruptcy. However, they must reveal all assets during the process. The denial of one woman's bankruptcy discharge in Illinois illustrates the importance of full disclosure of personal...
Drunk drivers often exhibit signs of their impairment
Driving on busy Kentucky highways can make your heart feel as though it has skipped a beat when nearby motorists exhibit behaviors that make you feel at risk for collision. Sometimes, if you spot potential problem drivers in your vicinity, you may be able to safely...
Working in the cold
People in Kentucky who routinely work outside should be sure to take the necessary precautions to protect themselves when the temperatures fall during the winter. Not only should they have the proper personal protective equipment, but they should also be sure to take...
The rise in older debtors filing bankruptcies
Many older debtors in Kentucky may consider filing for bankruptcy because of their substantial medical debt, and they would not be alone. Medical debt is the top reason for personal bankruptcy filings in the country. People who are 65 years or older file almost eight...
Foreclosure has begun: Can you stop it?
No matter how long you've lived in Kentucky, the ebb and flow of the local and national economy has likely caused you financial challenges at some point. Perhaps, after you purchased your home, money was a little tight. After all, a move-in cost is always a bit higher...
Roadways are more dangerous during Thanksgiving
Thanksgiving may just be the deadliest holiday for Americans, according to data from the National Highway Traffic Safety Administration. The agency's Fatality Analysis Reporting System showed that there were 764 fatal car crashes on Thanksgiving in 2012. There were...