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December 2016 Archives

Debt figures paint grim picture for many American families

Many families in Kentucky and around the country are sinking deeper into debt just as interest rates begin to creep upward . The U.S. Federal Reserve announced a quarter point rate hike on Dec. 14, and many financial experts predict that there will be several more rate increases in the years ahead. This comes at a time when the average amount of debt owed by U.S. households reached $132,500 and credit card balances climbed to $16,000.

What benefits are offered by workers' compensation insurance?

Like workers in all industries in Kentucky, you may also face various dangerous situations in your work environment every day. While you may find comfort in the knowledge that your employer provides insurance to cover your medical expenses should you suffer a workplace injury, you may have questions about the types of benefits the workers' compensation program provides.

Reducing workplace safety hazards

While workplace illnesses and injuries have declined over the last 10 years, fatalities have gone up, according to data from the Bureau of Labor Statistics. In fact, 2014 had the highest number of worker fatalities since 2008, with 4,821 deaths. There are a few things that Kentucky employers can do to reduce the risk of accidents in the workplace.

Truck driver on-the-job injuries among the highest

Kentucky truck drivers probably know that injuries on the job may affect income and cause time off from work. In 2015, the Bureau of Labor Statistics reported that truck drivers have some of the highest number of workdays lost due to illness or injury. While the total annual rate of non-fatal injuries and illnesses for U.S. workers is 104 out of 10,000, the average rate for truckers is 307.5 per 10,000.

Kentucky film sets may pose real life injury risks

Film set safety experts point to Hollywood's poor track record as evidence that movie and television production studios aren't doing everything they should in order to keep people out of harm's way. In 2015, the Occupational Safety and Health Administration, or OSHA, received almost twice as many complaints of severe accidents during film productions than it did during the previous year. OSHA representatives told news sources that the agency wasn't responsible for determining fine amounts. Attorneys familiar with the issue also noted that OSHA only has limited resources to enforce penalties.

Injury prevention strategies in hot work environments

Kentucky workers who run welders, brazers, grinders, and other equipment that produce sparks face ongoing risks of burns, fires, and explosions. In addition to coming in contact with hot equipment, sparks might ignite flammable gases. To promote safety in these types of situations, the Occupational Safety and Health Administration has made a series of recommendations.

Workers' comp cover the costs of winter-related work injuries

The state's workers' compensation insurance system covers most employees in Kentucky -- regardless of the industries in which they work. Victims of work-related injuries are eligible for workers' compensation benefits . However, Federal safety authorities hold employers responsible for the protection of the health and safety of all employees.

Could a third party be liable for your work accident?

If you were hurt in a work accident, you have the right to certain benefits through workers' compensation insurance. It can be quite complex to secure these benefits, and, sometimes, this support is not adequate to cover your financial needs as you recover. In this situation, it is possible that there will be other sources of compensation available to you.

Are repetitive stress injuries grounds for workers' compensation?

Work injuries are not always the result of an accident or major incident. Some work-related injuries and ailments are the result of repetitive use or continued stress, yet many workers do not realize that they could be eligible for workers' compensation benefits.

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