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Available 24/7, through video, phone, text, and email.
Repaying student loan debt is a struggle many Americans are familiar with. Collectively, 45 million borrowers owe nearly $1.6 trillion. If you are among these borrowers and are feeling financial pressures from other sources, you may wonder whether filing bankruptcy...
Many drivers will get behind the wheel when they are a little tired and think nothing of the hazard they are presenting to others on the road. Unfortunately, drowsy driving can be as destructive as drunk driving or distracted driving. As vision becomes blurry and...
Serious car accidents can upend the lives of all parties involved. For this and other reasons, Kentucky—being a no-fault state—requires personal injury protection (PIP). Consequently, if you are involved in an accident, you must file a claim with your insurance...
While no one wants to file bankruptcy, doing so can give you a fresh financial start. After your proceedings, you can start thinking about ways to manage your money better than before. If your bankruptcy stemmed from credit card debt or unpaid loans, you may consider...
You didn’t sleep well last night, and you just got off a long shift. Now, you’re headed home. Most people don’t always recognize their sleepiness as a danger to their safety while behind the wheel, but some experts say that impairs your ability to drive similarly to...
The most complicated criminal laws in America are drug laws. There are different classifications of drug offenses and each one carries with it both minimum and maximum sentences. Although sentencing guidelines can help Kentucky judges hone in on average penalties to...
Government officials in Kentucky use the terminology driving under the influence (DUI) and driving while intoxicated (DWI) interchangeably. Collectively, they refer to an instance in which a person gets behind the wheel of their car while under the influence of...
Each year, the start of daylight savings poses problems for people in Kentucky. When daylight savings begins, people lose an hour of sleep and may feel drowsy and fatigued as they get ready for work or school. Unfortunately, until people become accustomed to the time...
Studies have suggested that high schools may start too early in the day for teens' health and safety, namely safety on the road. Kentucky residents with teen drivers should know about one study, published by the Journal of Clinical Sleep Medicine, that focused on teen...
Creating a last will can be a stressful and complicated process, which is probably one reason why so many people put off doing it. Some people mistakenly believe that they don't have enough assets to justify the creation of the last will, while others might wrongly...