When a warehouse employee in Kentucky or anywhere else suffers an injury at work, the employer often comes under fire. However, there are steps that companies can take to keep workers safe. First, employers should make sure that employees are following protocols at all times. By not taking shortcuts, workers cab significantly reduce their odds of getting hurt on the job.
You've likely experienced Kentucky highways at high traffic intervals, where horns are honking and vehicles are speeding past you, perhaps cutting in left and right to try to move ahead of the pack. Trying to safely reach your destination in such circumstances can be extremely challenging. Current data shows that approximately nine people lose their lives every day throughout the nation in motor vehicle collisions that are entirely avoidable.
According to the National Transportation Safety Board, speeding causes nearly as many deaths as drunk driving. Some safety advocates maintain that the only way to address the rise in traffic fatalities is to significantly enhance penalties for speeders. Drunk drivers face stiff sanctions when caught behind the wheel, and the director of the NTSB says speeders should do the same.
Overwhelming debt means much more than just cutting back on non-essentials to pay bills. For many people in Kentucky, the reality of their debt is much more dire and may involve avoiding harassing creditor phone calls, watching unpaid bills pile up on the counter and deciding between groceries or the paying for essential medical care.
The consumer credit reporting agency Experian has released its annual State of Credit report. The company's analysis of consumer debt showed small improvements in credit scores in 2017 compared to 2016. The report also highlighted the challenges faced by consumers that some in Kentucky might recognize.
Kentucky residents who have an urgent need for emergency cash may be able to take out a 401(k) hardship withdrawal. This may be available to make repairs to a home, pay emergency medical expenses or cover other emergency expenses such as rent or utility bills. To qualify for a loan, individuals cannot have access to other methods of covering those expenses. However, it may not be necessary for an employee to prove this.
You, like many other Kentucky residents, likely rely on your vehicle for many needs. Whether you are trying to get to work or run errands, your car can make it much easier to reach your destination as needed. You may wonder what you would do without your car, and you may begin to worry that losing it could be a real possibility if you fall behind on your loan payments.
The Consumer Financial Protection Bureau has good and bad news for Kentucky residents. Americans have more credit available to them now than they have for the past two years. Logically, credit card debt has also gone up, but the really bad news is that delinquency rates have also increased. That means too many people are not paying their credit bills on time or at all.