When a warehouse employee in Kentucky or anywhere else suffers an injury at work, the employer often comes under fire. However, there are steps that companies can take to keep workers safe. First, employers should make sure that employees are following protocols at...
Month: January 2018
Watch out for drivers who daydream behind the wheel!
You've likely experienced Kentucky highways at high traffic intervals, where horns are honking and vehicles are speeding past you, perhaps cutting in left and right to try to move ahead of the pack. Trying to safely reach your destination in such circumstances can be...
Speeding causes nearly one-third of all traffic deaths
According to the National Transportation Safety Board, speeding causes nearly as many deaths as drunk driving. Some safety advocates maintain that the only way to address the rise in traffic fatalities is to significantly enhance penalties for speeders. Drunk drivers...
Bankruptcy doesn’t mean giving up all of your property
Overwhelming debt means much more than just cutting back on non-essentials to pay bills. For many people in Kentucky, the reality of their debt is much more dire and may involve avoiding harassing creditor phone calls, watching unpaid bills pile up on the counter and...
Experian reports small gains in credit scores across age groups
The consumer credit reporting agency Experian has released its annual State of Credit report. The company's analysis of consumer debt showed small improvements in credit scores in 2017 compared to 2016. The report also highlighted the challenges faced by consumers...
The pros and cons of a hardship withdrawal
Kentucky residents who have an urgent need for emergency cash may be able to take out a 401(k) hardship withdrawal. This may be available to make repairs to a home, pay emergency medical expenses or cover other emergency expenses such as rent or utility bills. To...
Out of sight, out of mind: Can you hide your car from creditors?
You, like many other Kentucky residents, likely rely on your vehicle for many needs. Whether you are trying to get to work or run errands, your car can make it much easier to reach your destination as needed. You may wonder what you would do without your car, and you...
Americans have more spending power along with more debt
The Consumer Financial Protection Bureau has good and bad news for Kentucky residents. Americans have more credit available to them now than they have for the past two years. Logically, credit card debt has also gone up, but the really bad news is that delinquency...