People in Kentucky who are struggling with debt may file for Chapter 7 or Chapter 13 bankruptcy based on their income. With Chapter 7, a person's assets are liquidated to pay off creditors although some assets may be considered exempt. With Chapter 13, a person may pay off creditors with a payment plan that last for three or five years.
How a bankruptcy proceeds
The most common causes of highway fatalities
Fatalities occur too frequently on the highways of Kentucky and across the U.S. While traffic collisions can involve many factors, driver negligence is arguably the number one cause.
Improve safety with these distracted driving tips
You may be a safe and cautious driver. That doesn't mean all other drivers who share Kentucky roadways with you are the same. In fact, some are outright menaces to all who share their travel space. Distracted driving is one of the biggest causes of personal injury and fatal motor vehicle collisions. Have you ever been distracted at the wheel? If you answered, "Yes," you are definitely not the only one. Distraction occurs much easier than many people realize.
Credit card debt on the rise
Many people in Kentucky are currently living with some amount of credit card debt. This isn't unusual as many households throughout the U.S. use credit cards to manage their personal finances. However, when credit card debt becomes unmanageable, people may need to seek debt relief options.
The many symptoms of soft tissue injuries
Car accident victims in Kentucky may be suffering from soft tissue injuries without knowing it. Injuries to soft tissue, which includes the muscles, ligaments and tendons, cannot be detected by X-ray. Therefore, a correct diagnosis can sometimes be difficult. Since symptoms often appear days after the incident, many victims choose to delay treatment.
Being sued for medical debt? Consider filing bankruptcy
Like most Kentucky residents, you know how expensive medical care can be these days, and having insurance doesn't always make it better. Rising premiums and high deductibles make most people avoid going to the doctor for what they consider minor health issues and injuries.
