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November 2017 Archives

Foreclosure has begun: Can you stop it?

No matter how long you've lived in Kentucky, the ebb and flow of the local and national economy has likely caused you financial challenges at some point. Perhaps, after you purchased your home, money was a little tight. After all, a move-in cost is always a bit higher than the projection, right? As time went on, hopefully, you were able to gain control of your finances and develop a savings routine. Several years later, you began to struggle again when your spouse's income unexpectedly took a nosedive.

Roadways are more dangerous during Thanksgiving

Thanksgiving may just be the deadliest holiday for Americans, according to data from the National Highway Traffic Safety Administration. The agency's Fatality Analysis Reporting System showed that there were 764 fatal car crashes on Thanksgiving in 2012. There were only 654 fatal crashes on Christmas that year. Drivers in Kentucky may be wondering what contributes to this spike in the mortality rate every holiday season.

Use means testing to determine bankruptcy eligibility

You are struggling financially and are not sure what to do about it. You've probably heard about a lot of quick fix solutions that really will end up doing more harm than good. You are now considering bankruptcy, but you aren't sure if it is the right choice for you or if you even qualify.

Bankruptcies dropping within stable economy

Bankruptcy law offers people in Kentucky an option for managing debts, but fewer people have resorted to court action in the past year. A report from the Administrative Office of the U.S. Courts showed a decline in bankruptcy filings. They have gone down to their lowest point in 10 years. The end of September 2017 marked the end of the latest 12-month reporting period, which revealed a 1.8 percent reduction in personal and business bankruptcies compared to 2016 figures. Courts recorded 790,830 filings for 2017 and 805,580 filings the previous year.

Taking charge of your credit card debt

Believe it or not, the holidays are just around the corner. The leaves in Kentucky are starting to change, and before you know it, families will be gathering for festive celebrations. Maybe you're excited for this time of year, or maybe your credit card debt has you facing it with dread.

Signs of aggression, anxiety may indicate potential dog attack

As an animal lover, you may feel that all dogs deserve a chance at a happy life. However, you may also know that certain situations could arise in which a dog may attack a person and leave him or her with serious injuries. As a result, you certainly want to remain vigilant when it comes to recognizing potentially dangerous situations that may involve an animal.

Controversy over Chapter 13 debt limit

The debt limits that could prevent some debtors in Kentucky from qualifying for Chapter 13 bankruptcy protection were set in 1978. A judge addressing the American Bankruptcy Institute Commission on Consumer Bankruptcy questioned these arbitrary limits and called for Congress to update the standards.

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