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October 2017 Archives

Shift workers more likely to be affected by drowsy driving

Long hours and nontraditional work schedules make Kentucky roads more dangerous, according to a study of night shift employees. Researchers from Brigham and Women's Hospital studied 16 people who work the night shift and found an increased risk for car accidents among the group.

The age of a vehicle and the likelihood of fatal crashes

Vehicle owners in Kentucky should know that a research paper published by the National Highway Traffic Safety Administration states that a vehicle's age affects the likelihood that its driver will perish in an accident. People who drive vehicles that are at least 18 years old have a 71 percent greater chance of dying in a crash than drivers of vehicles that are no more than three years old.

The signs that credit card debt could be a substantial concern

With the ease of access and the level of convenience involved, many individuals turn to credit cards in times of financial need. If you experience periods of monetary struggle, you may have found instant relief among a similar line of credit, but this relief may only be a short-term fix to a long-term issue.

When debt consolidation is the best decision

Debt consolidation may be ideal for those who are looking for a way to better manage their finances. However, Kentucky residents should understand that it may not resolve their issues as it relates to why they got into debt in the first place. Ideally, people who are pursuing debt consolidation will have a plan to stop using their credit cards or otherwise accumulate more debt.

Renting or buying a home after Chapter 13 bankruptcy

Kentucky residents who have considered Chapter 13 bankruptcy as a means to restructure their obligations may be concerned about the implications of filing . Although bankruptcy does have an impact on a filer's credit rating, it is possible to rent or buy a home after filing.

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