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August 2017 Archives

Debts weigh more heavily on subprime debtors

Most people in Kentucky carry some type of debt from a credit card, car loan or mortgage. A closer look at FICO scores reveals a split in the consumer market. Although the average credit rating is at a record high above 700, the average emerges because some people are doing well and others are struggling. On the high end of the scale, many people have reduced borrowing, but subprime auto loans and student loans are straining the budgets of another segment of consumers.

Safety tips provide advice for composting workers

Kentucky workers in the composting industry have safety guidelines and tips available from the Solid Waste Association of North America. Composting is often used for municipal and state food waste and yard waste diversion programs that aim to keep organic discards out of landfills for the benefit of the environment.

New chemical hazard discovered with water pipe repairs

Chemical safety is important in many work environments, and Kentucky residents might like to know about a study involving water pipe repair. A procedure often used to repair water pipes might pose hazards for workers, the public and the environment.

The hazards of confined spaces in construction

A confined space like an office cubicle might not be pleasing to work in, but in the construction industry, confined spaces can be dangerous or even deadly. The Occupational Safety and Health Administration has issued guidance about the safety of confined spaces in that line of work.

Truck accidents and your rights as an accident victim

Large trucks are crucial to the American economy because they transport various goods back and forth across the country. With their important role, however, comes a higher risk of inflicting serious injuries in an accident. Due to their heavier weight and larger size, a semitrailer truck has the ability to cause serious damage to smaller vehicles, even in a low speed crash. 

Debt consolidation might not fend off bankruptcy

Getting a debt consolidation loan could present a good strategy to someone in Kentucky struggling to keep up with debts, especially on credit card accounts. After paying off high-interest debts with a lower-rate loan, a person might achieve financial stability unless poor spending habits and unexpected bills undermine the plan.

How does wage garnishment work and how can I make it stop?

Overwhelming debt can have a serious impact on various areas of your life. One of the most significant and disruptive of these effects is the collection efforts that creditors may undertake to recover some of what you currently owe. Wage garnishment is an aggressive way to do this, and it involves losing a certain amount of your income to pay for specific debts.

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